Bad Credit Loans Guaranteed Approval Monthly Payments

Do you have bad credit, and emergencies are knocking at your doorstep? I know that can be a devastating moment in your life. However, that should not worry you because you can get bad credit loans with guaranteed approval and pay monthly installments.

I understand that life hasn’t been easy p, and emergency needs are not reducing either. With that in mind, it has been hard to survive through the pandemic. To add salt to the injury, people have lost jobs hence resulting to bad credit scores.

I’m sure that no one would wish to have a bad credit history, but recently, horrible things have happened. After losing jobs, life hasn’t been an easy walk.  Therefore, it’s not rare to get millions of individuals with bad credit scores.

However, if you have financial constraints with lousy credit, you can get bad credit loans with guaranteed approval. But first, I need you to understand more about bad credit loans.

What Are Bad Credit Loans?

Bad credit loans are particular loans for people or businesses with bad credit scores. For instance, if your Fico score is less than 580, your credit score is terrible. Unfortunately, with most lenders, it’s hard to access a loan with such credit scores.

However, few lenders can have mercy and give you a loan with bad credit. However, don’t get excited yet; borrowing with a bad credit score can negatively impact you if you don’t repay on time.

Having lenders who can help you means that you can still rebuild your credit score over time. And that can only happen if you continue to repay as per the schedule of the lender.

However, remember that bad credit loans usually come with very high-interest rates. Bad credit loan lenders say that the high interests are due to the risky deal with a client with bad credit.


Where Do You Get Bad Credit Loans With Guaranteed Approval And Monthly Repayments?

BadCredit Loans

BadCredit loans in this contest is a platform where you can access multiple lenders all at once. The good thing is that you don’t move from one lender to another, but the site matches you with a suitable lender.

As the name suggests, you can get a loan here with your bad credit. The loans range from $500 to $5000, ranging from 5.99% to 35.99%.

The amount you get and the APR largely depend on your credit score. Therefore, you may get a low loan amount and high interest if you have a poor credit score. The incredible thing about this site is that it’s free to use. Once the lenders approve your borrowing, you will pay in monthly installments starting from 3 months to


MoneyMutual is another platform where you can get bad credit loans with guaranteed approval. You can access loans from as low as $200 to as much as $5000 that you will repay in not more than 24 months.

The APRs on this site can start from 5.99% to 35.99%. And that means that the lower your credit score, the higher the APR. But of course, you will get something.

With lenders on this platform, you can make monthly payments that are convenient with your paydays. In addition, these loans can be of good help since you get your money within 24 hours.

In addition, they will not charge you any dime before they connect you to potential lenders, so no need to worry.


I like CashUSA because it’s available in all states of America, and there is still a chance for those with bad credit. However, CashUSA is not a direct lender but a platform where you meet genuine lenders.

With a bad credit score, you can access an installment loan of at most $10000, making it the lender with the highest limits—the APR for lenders on this site range from 5.9% to 35.9%. And the loan repayment terms do not exceed 72 months with monthly installments.

The lenders can approve your loan within minutes, hence being suitable for emergency needs. However, you have US citizenship and be over 18 years with a steady income to qualify.

Avant loans

Avant is an online lender who can help you get ad credit loans. The loans here begin from $2000 to $35,000 and have a repayment term of 24 to 60 months.

The minimum APR you can get with this lender is 9.95 %; hence it’s a bit expensive than the sites above. In addition, unlike other sites, Avant can charge an establishment fee of not more than 4.75%.


Now you know that there is still hope for those with bad credit. However, if you have bad credit, it will be good to rebuild it before taking a loan. Remember that too much borrowing can lead to financial pressures